
Changed: Automate Debt Payoff 4+
Manage, Track & Get Debt Free
Changed Inc.
-
- Free
Screenshots
Description
Changed is your simple debt payoff planner! Manage and track all your loans in one easy-to-navigate app, automate extra payments, and save big on interest.
"If you have Debt, you need this app." — Mark Cuban, Changed Investor
Changed is your all-in-one debt payoff planner, designed to help you manage, track, and eliminate debt with ease. Whether you’re tackling credit cards, student loans, mortgages, or any other type of debt, Changed provides the tools and strategies you need to reach your financial goals and live a debt-free life.
WHY CHOOSE CHANGED?
• Easily organize and monitor debt from multiple sources.
• Set clear goals, track your progress, and stay motivated.
• Follow simple strategies to pay off debt faster.
**MULTIPLE LOAN CATEGORIES SUPPORTED**
• Credit Cards (Capital One, Citicard, Chase, etc)
• Student Loans (Navient, Sallie Mae, Great Lakes, etc)
• Auto/Car Loans
• Medical Loans
• Mortgages (Rocket Mortgage, SoFi, etc)
• Personal Loans (private lenders, etc)
• Taxes (IRS or local municipalities, etc)
• Other Loans (paycheck loans, hard money loans, etc)
**FLEXIBLE PAYOFF STRATEGIES**
• Debt Snowball (Dave Ramsey Method): Pay off smaller balances first to build momentum.
• Debt Avalanche: Target high-interest debt to save on interest costs.
• Debt Snowflake: Use extra, one-time payments or Boosts to speed up your payoff.
• Custom Plans: Create a personalized strategy that fits your financial goals.
**ROUND UP SAVINGS**
• Automate Extra Payments: Round up your daily purchases and send extra payments to your debt.
• Flexible Allocation: Choose how much goes toward debt or Stash My Cash, based on your goals.
• Boost Savings: Combine with Stash My Cash to grow your savings while chipping away at debt.
**DEBT PAYOFF CALCULATOR**
• Exact Savings: See exactly how much time and money you’ll save using Changed.
• Visualize Progress: Track the impact of extra payments on your journey to debt freedom.
**AUTOMATE AND SCHEDULE EXTRA PAYMENTS**
• Scheduled Boosts: Set up transfers that fit your budget, whether it’s $15 every Friday or $1 daily.
• Automate Savings & Payments: Changed handles your extra payments automatically, reducing your debt without hassle.
**MONITOR AND TRACK YOUR CREDIT SCORE**
• Stay on top of your credit score while paying off debt.
• Get regular updates and insights to track your progress.
• Build better financial habits with real-time monitoring and actionable insights.
**REWARDS AND RESOURCES**
• Changed PERKS: Earn points and bonuses for hitting milestones.
• Loan Resources: Learn best practices for managing and paying off debt.
• Get rewarded for referring your friends!
**STASH MY CASH**
• Automate Savings: Automatically set aside funds for emergencies or big purchases while paying down debt.
• Flexible Allocation: Split your savings between paying off debt and building your savings fund—or put 100% into Stash My Cash.
• Achieve Financial Goals: Whether you're saving for a vacation, a car, or an emergency fund, Stash My Cash keeps you on track.
**WHY IT WORKS**
• Strategize Your Debt: Choose from Snowball, Avalanche, Snowflake, or a Custom method—Changed supports your unique approach.
• Total Control: Visualize your debt, see real-time progress, and fine-tune your strategy whenever you want.
• Seamless Integration: Aligns with your everyday spending and automates payments in the background.=
Join thousands who’ve paid off over $60 million in debt with Changed. Changed members save an average of $60-$70 per month through spare-change roundups and enjoy peace of mind with automated debt management.
**GET STARTED TODAY**
Take control of your finances and join the debt payoff revolution. Changed makes it easy to manage, track, and eliminate debt, helping you save thousands on interest and reclaim years of your life. Download Changed now and start your journey to a debt-free future!
CONTACT US
Have questions? Reach out at support@changedapps.com—we’re here to help!
What’s New
Version 4.71
Hey Squirrel Squad!
We're working our tails off to ensure you all have the best experience with Changed. Taking your feedback and making updates to the app is what we live for. Please always send feedback to support@changedapps.com and we'll take a look.
In this update we have...
Fixed an error causing issues saving info during onboarding
Updated onboarding and progress bar
Added functionality to transfer Stash My Cash balances to Payoff Balances
We searched long and far...found some bugs...and kindly asked them to leave
As always, we want all of the squad to say RIP Debt. Get after it!
Ratings and Reviews
See AllLove this app from the beginning!
I started using this app in 2017, and I tell everyone about this app. Thanks to this app and my spare change, I might actually pay off my loan by the start of the new year! (A great way to start 2021 since 2020 sucked.) And for reference, I finished college in 2002. It takes time for money to transfer, but be patient and watch your bank account. I was impressed that when I contacted the developers asking about my first $100 transfer, I quickly received a personal response with an explanation on how it can take about seven days. Right now, my only “complaint” is that after an update a few years ago, my data seemed to stop showing my “interested saved” and time saved details. While that is not as important as knowing that my money is safe, I like knowing those little details as it gives me a sense of accomplishment. I don’t want to delete and download again to see if that fixes anything, but if you got any suggestions, I’m will to hear them. Overall, you won’t regret using this app to save you money in the long term on your student loans.
*** Edit: As soon as I posted, the developers reached out to offer help with my “complaint”. Again, amazing app with support staff. You will not regret using this to help save you money!
Developer Response ,
Hi Owl-Moon,
Thank you so much for your amazing feedback! We couldn't be happier to hear ChangEd is getting you to the finish line! If you are having trouble seeing your savings just tap on the get support button in settings and we'd be happy to help.
RIP Student Loans,
The ChangEd Team
Super Stoked
Just got my first payment sent and I am SO HAPPY about it! I started using this app in Dec 2019 when I seen it on shark tank. I was kinda skeptical at first but omg! It’s great. Every dollar spent is rounded up even a whole dollar is rounded to nearest dollar. In 3 months I was able to put $100 towards one of my loans! I haven’t even started making payments on them yet, I just finished my degree last week. This is extremely helpful in getting that balance down sooner. $100 every 3 months really adds up so you may not think it’s worth the hassle of linking you account(s) and your loan(s) but it is totally worth 10min of screen flipping to save an extra $400 a year towards your student loan.
Developer Response ,
Hi MissyHood!
Thank you for your amazing review! We couldn't be happier to hear the ChangEd is knocking out your loans sooner!
RIP Student Loans,
The ChangEd Team
Do NOT sign up for this service
They had some issues with their servicer that tied up customers’ funds for months - and still many have not received their money back. This is not “refunds” for cancelled services, this is money their app withdraws to supposedly pay down your debts. I tried to cancel this service last year in May, they told me that the account would be cancelled and I would receive the funds, however then these issues started with the bank they use to hold customers’ money. So customers received “status updates” about ongoing discussions, meetings, and court proceedings all while our money just sits somewhere. I have a long “support” email chain about all this and my cancelled account - but then today saw that they’ve started up again and pulled money from my checking again and have “extended” my membership - which I cancelled in May.
Do not, I repeat DO NOT, work with this app or company. Their UX is slick, the app looks great - but their customer service is absolutely awful. Their response to the issues that happened with the banks they were working with has been delusional. And there is no way to get anyone on the phone. There are other apps out there that do the same thing, try one of those.
Developer Response ,
Hi There,
We understand your frustrations and we are doing what we can to get your funds stuck at Evolve ASAP. In our most recent update, we did share that Evolve is now returning stuck funds and you will receive shortly.
Please check our status page for detials.
The Changed Team
App Privacy
The developer, Changed Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Changed Inc.
- Size
- 157 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPad
- Requires iPadOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2025 Changed Inc.
- Price
- Free